Frederick Edward Garrett was born in 1899 in Luton.

In 1911 he is living with his family at 80 Queen Street. His father Frederick Edward is 31 years old & a house painter, his mother Ellen Daisy is 30 & a straw hat finisher. Frederick is 11 years old & at school with his 8 year old sister Olive May & brother Horace who is 6.

Frederick joined the 2/1st Sussex Yeomanry, a cyclist brigade, providing home service.